[Dixielandjazz] Liability Insurance...for a gig

[tcashwigg at aol.com]

I just came onto the list late guys sorry,  I can't help the guys out 
now since it is already after five p.m.

The fair should be able to simply ad them onto their policy, however 
they will more than likely charge them $125.00 to do so which will no 
doubt put a big dent into their paycheck since they apparently knew 
nothing of this clause in enough time to negotiate more payment to pay 
for it.   If they do get offered that alternative it is still cheaper 
than buying the insurance policy which they don't need unless they 
intend to play a lot more gigs like this in year.

Yes it is becoming a standard practice for all independent contractors 
dealing with State and County organizations on State, City and County 
Property.   Some lawyer has no doubt convinced them that a snapped 
banjo string might actually hurt someone, or maybe wrong notes would 
damage someone's ears and destroy their perfect pitch in the audience 
of course. And Gawd forbid a flying thimble or spoon hit someone.

If the guys HAD CALLED ME THIS MORNING I PROBABLY COULD  HAVE FIXED IT 
FOR THEM, BUT AM NOW OUT OF TIME,

In the future if anyone else has this situation contact me ahead of 
time and I can help you by adding you onto my policy the same way they 
will on the fair policy if they will do it.  I have the same policy 
that they do :))  As well as Liquor Liability, so if anybody wants to 
do an event together I have a non-profit and liquor liability and 
general liability Insurance of $3,000,000.00  and a membership in the 
Fair Association, which will satisfy anybody's requirements.     You 
could contract your dates thru my organization and the costs for doing 
so would be tax deductible for you as a donation to our Jazz for kids 
program and you might even get a gig thru it to pay you back :))

Anybody need some help with this let me know and I'll try to explain 
all the gory boring details to you.   USA only please, and preferably 
the seven Western most states where most of our members are located and 
covered by the same master policy.

I can also show you how to get your own policy as a bandleader as well, 
  It will cost you about $1000.00 a year  and depending upon the event 
it could cost you an additional $100.00 per event to include the Fair 
or venue to the policy per event.

Cheers,

Tom Wiggins
Saint Gabriel's Celestial Brass Band
Ambassadors of American Culture
1-925-952-4585


-----Original Message-----
From: robert at ringwald.com
To: Tcashwigg at aol.com
Cc: dixielandjazz at ml.islandnet.com
Sent: Thu, 10 May 2007 3:51 PM
Subject: Re: [Dixielandjazz] Liability Insurance...for a gig

   Bob Romans writes: 
 
  > Kurt Abell, banjoist with Cell Block 7 and the Washboard Wizardz 
just 
  > arrived and told me that the Dixon, California, May Fair the Wizardz 
are > scheduled to play tonight just notified them this morning that 
they have > to have Liability Insurance or they can't play the gig 
tonight! Has this > ever happened to anybody else out there in OKOM 
Land? Sort-of short > notice, I'd say! 
 (snip) 
 
  A couple of years ago I had a trio doing a private gig at a Casino at 
North Shore Tahoe. As we were bringing in our equipment, someone from 
the hotel/casino told us the same thing. Luckily the client who hired 
us, who owned a large computer company, got it fixed. I don't know if 
he threatened to pull his party out or if he got us covered under his 
own business liability insurance. 
 
 That is the only time so far that I have run into this situation. 
 
  There was quite a discussion on this topic here on DJML a year or two 
ago. I am sure some listmates, especially Tom and Steve, will have 
plenty to say about this. 
 
 --Bob (Where's the dotted line) Ringwald 
  
  
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