[Dixielandjazz] Liability Insurance...for a gig

[Russ Guarino]

Bob,

I am a member of the local union and the main benefit has been the liability insurance that is available for $250.  It is a
$1,000,000- $2,000,000 policy.

The $ 2,000,000 limit applies to "Commercial General Liability".   The seller is Marsh USA-Seabury & Smith, Inc.

When I am challenged about insurance, I send over a copy of the policy summary  and it seems to satisfy the request for coverage.

Russ Guarino

"Robert S. Ringwald" wrote:

> Bob Romans writes:
>
>  > Kurt Abell, banjoist with Cell Block 7 and the Washboard Wizardz just
> > arrived and told me that the Dixon, California, May Fair the Wizardz are
> > scheduled to play tonight just notified them this morning that they have
> > to have Liability Insurance or they can't play the gig tonight! Has this
> > ever happened to anybody else out there in OKOM Land? Sort-of short
> > notice, I'd say!
> (snip)
>
> A couple of years ago I had a trio doing a private gig at a Casino at North
> Shore Tahoe.  As we were bringing in our equipment, someone from the
> hotel/casino told us the same thing.  Luckily the client who hired us, who
> owned a large computer company, got it fixed.  I don't know if he threatened
> to pull his party out or if he got us covered under his own business
> liability insurance.
>
> That is the only time so far that I have run into this situation.
>
> There was quite a discussion on this topic here on DJML a year or two ago.
> I am sure some listmates, especially Tom and Steve, will have plenty to say
> about this.
>
> --Bob (Where's the dotted line) Ringwald
>
>
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