[Dixielandjazz] Liability Insurance...for a gig

[tcashwigg at aol.com]

That is the #1 clause in all insurance policies,  since the insurance 
business was started by a certain organization that everyone knows does 
not exist in Chicago and New York, with very close ties to the Vatican 
in Rome, it makes one wonder don't it.

Now those folks got their Acts of God clause  sanctioned, by the Church 
folks educating soooo many folks around the world that GOD has a master 
plan and that everything that happens in life is preordained by God  
therefore with that clause in an insurance policy they can legally 
avoid payment of any and all claims and just collect the premiums 
forever, oh yes they do throw out a token payment now and again to 
appear to be legal and legitimate, and convince the masses that they 
will actually cover their losses,  But hey so do the Slot machines in 
Vegas and all other forms of gambling, generally controlled by many of 
the same organizations. heh !!  I especially like the return payment on 
the lotteries,  If you do win they pay you the interest only which they 
earn off the money they made selling the million dollars worth of 
tickets over a twenty year period if you live long enough to collect 
it, and of course their partner The IRS & State Tax collector is right 
there to collect their portion of it too.

There really is A Big Picture, and it ain't always Pretty either. :))

Ever wonder why God always send tornados  to destroy Trailer parks ?  
Or only floods Poor folks living below water level.  hummm!

Something to think about !!   Not that we can ever do anything about 
it. but ??

cheers,

The root of all evil is not MONEY folks,  People are the root of all 
evil  just look around at all the scoundrels especially those involved 
with BIG MONEY.     My grandaddy went to prison for making big money,  
about a 1/4 of an inch too big. :)  They taught him a better way to 
measure while in the big house however, and his license plates all came 
out just the right size.

Rev. Tom- Bob





-----Original Message-----
From: jazzmin at actcom.net.il
To: Tcashwigg at aol.com
Cc: dixielandjazz at ml.islandnet.com
Sent: Sat, 12 May 2007 12:45 AM
Subject: Re: [Dixielandjazz] Liability Insurance...for a gig

   Just wondering...

All this talk about liability insurance.  Dr Jazz is still a fairly 
small
time operation, though we have played for some municipal, academic and
corporate customers. We also do routines where we involve audience 
members
in the show, letting them play horns and percussion instruments, and 
forming
an ad hoc parade. I have wondered what might happen if anyone should 
trip
and fall while involved in one of our parades, or other such disasters 
that
we could be held liable for, and I have often wondered whether we need 
to be
insured. We've also considered renting a venue and putting on our own
concerts.

But my big question is, has anyone ever had an incident where you were
actually held liable for such an occurrence, and if so did the insurance
company actually pay, or did they decide it was an act of G-d or some 
other
loop-hole, or slap you with a $500,000 deductible. We all know the
shenanigans of the insurance racket. In my life I have paid lots and 
lots of
big bucks for all kinds of insurance, and the few times I have ever 
need to
file a claim, the insurance company always whittles down their payment 
to an
insignificant level that was not worth paying them for in the first 
place. I
am speaking of minor auto accidents, theft or loss of personal property,
minor injuries and such. No jazz-related injuries so far. I suppose I 
should
be thankful that nothing worse has happened to me. But I have learned to
beware of impressive sounding insurance policies that offer large 
amounts of
coverage for a variety of potential damages, but when the rubber hits 
the
road, they fail to deliver, or you have to sue them for it.

On the lighter side, I read a piece some time ago about G-d's attempt 
to get
liability insurance, and it turns out the Almighty is uninsurable 
because no
insurance company would issue a policy that did not exclude acts of G-d.

Elazar "I'll take my chances" Brandt
Dr. Jazz Dixieland Band
Tekiya Trumpet Ensemble
Jerusalem, Israel
www.israel.net/ministry-of-jazz
+972-2-679-2537

P.S. I used to work with a friend who would bring a carload of beat up 
horns
and percussion instruments for kids' parties and let the kids go to 
town on
them without much structure. It always made me nervous because the kids
would get really wild. But once I barely managed to stop a father from
blowing a trumpet into his own son's ear at point blank range -- not a 
clue
that he might have cost sonny his ability to hear in that ear. And 
would we
be held liable for such a thing? I imagine so.


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