[Dixielandjazz] Public Liability

[tcashwigg at aol.com]

Unfortunately Craig yes it is becoming more and more popular for event 
organizers and festivals to pass the buck on to make everyone involved 
in the event supply liability insurance to cover their own obligations 
and create even more potential pockets for the lawyers to go after. I 
believe it got it's foothold when they started making food vendors and 
ride vendors etc. have coverage in case someone got sick or food 
poisoning or injured by the vendors operation.


  Now it really gets weird when you dig into it and find that many City 
run Festivals actually no longer have their own LIability policies. 
They operate under the "Self Insured Banner" and take the chances that 
nothing will happen, and if it should they have everyone else in the 
event with mandatory insurance to cover most of it for them. Thus 
avoiding the large premiums for themselves.


Things that cause this problem are events like the band that set of 
fireworks indoors at nightclub in the N. East a year or so ago that 
resulted in several hundred deaths.   Sheer stupidity for certain and a 
bit of common sense could have prevented the terrible tragedy, but alas 
  it did not and many intelligent and innocent folks are now paying the 
price for it.

Sad state of affairs indeed.

Tom Wiggins

 -----Original Message-----
 From: Craig I. Johnson <civanj at adelphia.net>
 To: Dixieland Jazz Mailing List <dixielandjazz at ml.islandnet.com>
 Sent: Thu, 9 Mar 2006 11:10:31 -0500
 Subject: Re: [Dixielandjazz] Public Liability

  Am I missing something or is the Public Liability Ins. requirement for 
a band
 unique
  to Australia? What kind of thing is it supposed to cover? Is there 
anything like
 it
 required in the US of A?
 Craig Johnson
 The Maine Street Paraders
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