[Dixielandjazz] Axes :) as carry-on luggage

Sat Jul 29 16:12:56 PDT 2006

I know that's how the union insurance works. Before the union offered it I attempted to have my horns insured by my home owners and that was a joke.  They threw up a bunch of obstacles including the appraisal bit which as I recall cost me $25 each which was a lot at that time then the quoted a high price and when that didn't scare me off they just rejected the policy.  A straight no would have been nice.
Larry
  ----- Original Message ----- 
  From: Dave Hanson 
  To: Larry Walton Entertainment - St. Louis 
  Cc: DJML 
  Sent: Saturday, July 29, 2006 5:53 PM
  Subject: Re: [Dixielandjazz] Axes :) as carry-on luggage

  To be eligible for instrument coverage under the "Union" you must be a member, but YOU set the amount of the ax and appraisal isn't needed.
  It covers you at home, on the gig and in the car, bus or van. It is very cost effective.

  Homeowners insurance generally will cover an instrument that isn't used by a pro, but students are OK. 

  I've been down "on my luck" but the last thing I would do is hock the horn, but drummers just might part with a some of their kit. I did hock a horn once, but got it back as soon as I was able. That was 50 years ago !

  Some of the symphony players have instruments that easily cost $100,000.00 or more. Since they are  probably Union members they pay considerably less than a traditional policy.

  Dave Hanson
  Trombone
  Atlanta 

  inal Message ----- 
    From: Larry Walton Entertainment - St. Louis 
    To: Mike ; Nancy Giffin 
    Cc: Dixieland Jazz 
    Sent: Saturday, July 29, 2006 6:29 PM
    Subject: Re: [Dixielandjazz] Axes :) as carry-on luggage

    Many home owners policy's will not cover anything used for business and 
    especially musical instruments.  A hobbyist is covered but a pro isn't 
    that's why AFofM has a musical instrument policy available.  By the time you 
    pay for a written appraisal and the insurance it might not be worth it. 
    Musicians unfortunately are a pretty irresponsible lot, at least as viewed 
    by the underwriters and  when down on their luck might get their instruments 
    conveniently "stolen".

    I did collect on a flute I had loaned to my niece.  Her home was destroyed 
    by a tornado and I got a new flute out of the deal.

    It's been some years since I checked with homeowners but when I did I had to 
    get appraisals and then they turned me down.

    Personally I have only had one instrument stolen from the back seat of my 
    car.  I had to pay the pawn ticket of $45 to get it back.  A rather 
    interesting point of law was made to me at that time.  I assumed that since 
    it was stolen I could get it back.  Not so.  Technically it doesn't become 
    stolen property until the thief is caught and found guilty thus proving the 
    theft.  They said I might have pawned it myself and was just trying to bilk 
    the pawnshop owner.  Oh well, I got the horn back.

    Actually I wouldn't have gone to the trouble if it had been mine but it 
    belonged to the School that I was teaching at.  I had taken it to the shop 
    for repair and was bringing it back.  The business agent raised hell with me 
    and I told him that in the future they could do all the leg work and so over 
    the next many years I saved a lot of gas and time by refusing to be a 
    delivery service too.  So actually in the long run I came out ahead on the 
    deal.
    Larry
    St. Louis

    ----- Original Message ----- 
    From: "Mike" <mike at railroadstjazzwest.com>
    To: "Nancy Giffin" <NANCYink at surewest.net>
    Cc: "Dixieland Jazz" <dixielandjazz at ml.islandnet.com>
    Sent: Saturday, July 29, 2006 3:17 PM
    Subject: Re: [Dixielandjazz] Axes :) as carry-on luggage

    > Nancy,
    >
    >  I would definitely recommend getting the instrument on as carry on or 
    > gate checked. It would also be very prudent for you to have the instrument 
    > insured. I use clarion insurance but I do believe homeowners insurance 
    > might cover it as well.
    >
    > Good luck,
    > Mike
    >
    >
    >
    >
    > Nancy Giffin wrote:
    >> Greetings DJMLers,
    >>
    >> A few years ago, there was talk on DJML about musical instruments being
    >> allowed as carry-on luggage IN ADDITION TO a small bag. Am I remembering
    >> that correctly?
    >>
    >> My friend checked his trombone as luggage last Thursday and is having to
    >> play a festival this weekend with a borrowed trombone because the airline
    >> screwed up and lost his. !@%&#! (I hope it shows up soon!)
    >>
    >> I can¹t imagine checking such a prize possession and trusting the 
    >> airlines
    >> with it. Seems only right that you be able to keep it with you at all 
    >> times.
    >> In this case, he was lucky to have a friend in that city who owns a music
    >> store and let him pick a replacement last minute, but what would someone 
    >> do
    >> if they showed up at a festival with no axe (other than the one they have 
    >> to
    >> grind with the airline)?
    >
    >
    >
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    > 

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