[Dixielandjazz] Axes :) as carry-on luggage

[Larry Walton Entertainment - St. Louis]

Many home owners policy's will not cover anything used for business and 
especially musical instruments.  A hobbyist is covered but a pro isn't 
that's why AFofM has a musical instrument policy available.  By the time you 
pay for a written appraisal and the insurance it might not be worth it. 
Musicians unfortunately are a pretty irresponsible lot, at least as viewed 
by the underwriters and  when down on their luck might get their instruments 
conveniently "stolen".

I did collect on a flute I had loaned to my niece.  Her home was destroyed 
by a tornado and I got a new flute out of the deal.

It's been some years since I checked with homeowners but when I did I had to 
get appraisals and then they turned me down.

Personally I have only had one instrument stolen from the back seat of my 
car.  I had to pay the pawn ticket of $45 to get it back.  A rather 
interesting point of law was made to me at that time.  I assumed that since 
it was stolen I could get it back.  Not so.  Technically it doesn't become 
stolen property until the thief is caught and found guilty thus proving the 
theft.  They said I might have pawned it myself and was just trying to bilk 
the pawnshop owner.  Oh well, I got the horn back.

Actually I wouldn't have gone to the trouble if it had been mine but it 
belonged to the School that I was teaching at.  I had taken it to the shop 
for repair and was bringing it back.  The business agent raised hell with me 
and I told him that in the future they could do all the leg work and so over 
the next many years I saved a lot of gas and time by refusing to be a 
delivery service too.  So actually in the long run I came out ahead on the 
deal.
Larry
St. Louis

----- Original Message ----- 
From: "Mike" <mike at railroadstjazzwest.com>
To: "Nancy Giffin" <NANCYink at surewest.net>
Cc: "Dixieland Jazz" <dixielandjazz at ml.islandnet.com>
Sent: Saturday, July 29, 2006 3:17 PM
Subject: Re: [Dixielandjazz] Axes :) as carry-on luggage


> Nancy,
>
>  I would definitely recommend getting the instrument on as carry on or 
> gate checked. It would also be very prudent for you to have the instrument 
> insured. I use clarion insurance but I do believe homeowners insurance 
> might cover it as well.
>
> Good luck,
> Mike
>
>
>
>
> Nancy Giffin wrote:
>> Greetings DJMLers,
>>
>> A few years ago, there was talk on DJML about musical instruments being
>> allowed as carry-on luggage IN ADDITION TO a small bag. Am I remembering
>> that correctly?
>>
>> My friend checked his trombone as luggage last Thursday and is having to
>> play a festival this weekend with a borrowed trombone because the airline
>> screwed up and lost his. !@%&#! (I hope it shows up soon!)
>>
>> I can¹t imagine checking such a prize possession and trusting the 
>> airlines
>> with it. Seems only right that you be able to keep it with you at all 
>> times.
>> In this case, he was lucky to have a friend in that city who owns a music
>> store and let him pick a replacement last minute, but what would someone 
>> do
>> if they showed up at a festival with no axe (other than the one they have 
>> to
>> grind with the airline)?
>
>
>
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